This article has been produced for general informational purposes only. Please obtain professional advice before taking any action based on this information. No endorsement or approval of any third parties or their advice, information, products or services should be implied by any references to third parties contained in this newsletter. Trademarks cited in this newsletter are the respective properties of their owners. Leon Frazer is a business name of CWB Wealth Management Ltd. (“CWBWM”). CWBWM is a subsidiary of Canadian Western Bank and a member of the CWB Financial Group.